In Pennsylvania you can be treated by a physical therapist with a Direct Access License without a referral from your physician. Ditzler Physical Therapy is Direct Access certified, and as a healthcare consumer you have the right to choose your physician, your hospital, and your physical therapist.

What is Direct Access?

Direct Access means you have the right to see your physical therapist as your primary practitioner for musculoskeletal complaints. If you have muscular related aches or pains there is no need to see your physician first. You can schedule an evaluation with your physical therapist at any time.  

Will my insurance cover physical therapy without a referral?

Most common insurances cover direct access to physical therapy. Feel free to call us and we can let you know if your insurance is included.

Benefits of Direct Access:

By choosing to go directly to a physical therapist, there is no delay in treatment, there is decreased cost, and decreased frustration. The choice is always yours!

We accept most major insurance companies and also offer private pay as well as payment plan options. We strongly encourage you to call your health insurance provider and become familiar with your physical therapy benefits, but we are here to help. Please feel free to call us with any questions. The current insurances we accept are listed below:

  • Aetna Better Health
  • Aetna
  • Coventry (Health America)
  • Highmark BC/BS
  • Humana
  • Medicaid
  • Medicare-Novitas
  • Medrisk
  • MultiPlan
  • Tricare-HNFS
  • United Healthcare (Optum)
  • Universal Smart Comp (Align)
  • RR Medicare
  • Teamsters
  • Capital Blue Cross
  • Keystone Health Plan Central
  • Aetna Medicare PPO
  • Independence Personal Choice
  • Independence Administrators
  • Health America Advantra
  • Highmark Freedom Blue PPO
  • Path Administrators
  • Capital Blue Cross PPO
  • Blue Cross Blue Shield Federal Employee Program
  • Highmark Blue Shield Medigap Blue
  • United Healthcare Medicare Solutions
  • Highmark Flex Blue PPO
  • Highmark Health Savings Blue PPO
  • Blue Cross Blue Shield
  • Highmark PPO Blue


If you do not see your Insurance Provider on this list please call, we are frequently updating our insurance credentialing and it may not have been updated yet on this list.

Call for an Appointment

(717) 820-4979

114 East Main Street
Fredericksburg, PA 17026
FAX: (717) 820-4972

Office Hours:
Mon, Weds, Thurs: 8-7
Tues & Fri: 7-12
Sat: By appointment only.